Welcome to Alnwick Financial Management Ltd

Based in Alnwick, Northumberland, we specialise in Mortgage & Investment Advice, Retirement Planning and Inheritance Tax Planning.

Mortgages

Finding the right mortgage can be tricky. Our aim is to make the process as painless as possible for you.

Financial Planning

Providing personal financial advice in Northumberland by experienced independent Financial Advisers.

Contact Us

 Contact us for investment advice, retirement planning, inheritance tax planning or simply reducing costs.

About Us

Established in 2002 by brothers Kevin and John Wilson, Alnwick Financial Management Ltd are a firm of financial advisers based in Northumberland, UK. We provide advice to individuals on all aspects of financial planning, through a long term approach of fully understanding our clients’ needs, wants and aspirations and then prioritising objectives.

As independent advisers, our clients benefit from our being able to offer advice on the broadest range of products and services. Whether it be for investment advice, retirement planning, inheritance tax planning or simply reducing costs, we have many years of experience in finding the most suitable solution for our clients’ needs.

Our Services

Alnwick Financial Management Ltd specialise in Mortgage & Investment Advice, Retirement Planning and Inheritance Tax Planning. Contact us for more information on 01665 608155, alternatively you can fill out our contact form.

Just Looking for Advice?

We recognise that sometimes, people just want to talk. No commitment, no salesmen, just talk.

Mortgages

Whatever your mortgage needs, we have access to deals not available on the high street.

Protection

Looking to protect your mortgage or family finances. Get in touch for a tailored quote.

Investment Services

Investment advisers with a wealth of experience in private investment and portfolio planning.

Mortgages

Your mortgage is probably the largest financial transaction and commitment you are ever likely to undertake. That is why Alnwick Financial Management Ltd offers impartial mortgage advice, which is individually tailored to your needs and requirements.

Finding the right mortgage can be tricky. Our aim is to make the process as painless as possible for you.

Alnwick Financial Management has years of experience in offering impartial mortgage advice and is 100% committed to finding you a product appropriate for your needs. We have access to a comprehensive range of mortgages from across the market so there is no need to spend time shopping around for “a deal” when we can do this for you.

There are so many different types of mortgage available that it is easy to become confused. You could even find yourself opting for the mortgage product offering the lowest headline Interest Rate, but when Arrangement Fees, Conditional Insurances, Higher Lending Charges, Lock-Ins and Early Repayment Charges are taken into account, the products may not be as attractive as you might have first thought.

Alnwick Financial Management have access to mortgage sourcing systems that are updated daily so that we can provide our clients with all the very latest mortgage offers. Whether you’re a First Time Buyer, looking to Re-Mortgage and reduce your current mortgage payments, consolidate debts or raise capital we could help.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

Mortgage Products & Fees

We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.

Our mortgage options include:

  • First Time Buyers
  • Right to Buy
  • Shared Ownership
  • Equity Release
  • Remortgages*
  • Self Employed

For mortgages, we are paid by commission and a fee. Our typical fee is £495.

For equity release products we are paid by commission and a fee, our typical fee is £750.

EQUITY RELEASE MAY INVOLVE A LIFETIME MORTGAGE OR HOME REVERSION PLAN, TO UNDERSTAND THE FEATURES AND RISKS ASK FOR A PERSONALISED ILLUSTRATION.

*YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

FOR THOSE SEEKING A RETIREMENT INTEREST ONLY MORTGAGE, A LIFETIME MORTGAGE MAY BE AVAILABLE AND MORE APPROPRIATE FOR YOUR NEEDS.

Financial Planning

Personal Financial Advice in Northumberland by experienced independent Financial Advisers.

  • Financial Planning
  • Retirement Planning
  • Retirement
  • Inheritance Tax Planning*
  • Protecting your loved ones

Initial consultation

We offer an initial consultation by phone, email or in person without charge and would welcome the opportunity to discuss your needs at our expense. Our clients come to us for financial planning from all over the UK and overseas.

What should I expect from my initial consultation?

We offer a range of services to help you meet your investment and retirement objectives. We provide independent advice, which means that our recommendations to you will be unbiased, unrestricted and based on a comprehensive and fair analysis of the market.

There are a bewildering range of savings and investment vehicles available to the investor. The right investment portfolio should reflect your tax position and align with your attitude to risk. It should further meet your requirement to generate income, growth or a combination of both.

Where requested we will conduct a detailed personal review of your current financial position, aspirations and objectives. We will assess all of the above factors with you before making recommendations.

Wealth creation and management is an ongoing process and we recommend that you review your financial circumstances on a regular basis, typically annually, to ensure the best chance of your objectives being met.

The value of investments and income from them may go down. You may not get back the original amount invested.

A pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.

Past performance is not a reliable indicator of future performance

Tax planning is not regulated by the Financial Conduct Authority

Meet the Team

Client Testimonials

Get in Touch

OUR OFFICE

31-33 Bondgate Within
Alnwick
Northumberland
NE66 1SX

TELEPHONE

01665 608 155

FAX

01665 608 158

EMAIL

info@alnwickfm.co.uk

Fill Out Our Contact Form

Email communications are not secure and for this reason Alnwick Financial Management cannot guarantee the security of the email, its contents or that it remains virus free once sent.
We will use your name,email address and contact number (personal information) to contact you about the services you have requested or respond to an enquiry you have submitted,which will require us to share your personal information with our advisers and providers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy policy on this website.

Get in Touch

Our Location

Hours of Business: Monday – Friday, 8:30am- 5:00pm